SCA will apply to you if you are in or using a card from the European Economic Area (EEA) which comprises EU countries plus Iceland, Liechtenstein and Norway. From 14th September 2019 when logging into your MiFinity account or when you carry out a transaction, we may send you an SMS containing a verification code, which you must enter correctly before gaining access to your account or completing the transaction.
When you make a deposit using a debit or credit card, your bank may also require you to authenticate yourself using an additional layer of security called 3D Secure 2.
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